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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,198 | $111,535+28.4% | $105,223+36.1% | $137,256+4.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 19.33% | 237.85%-218.5pp | 180.65%-161.3pp | 220.34%-201.0pp |
| Employer contribution / active EE | $12,168 | $3,939+208.9% | $3,689+229.9% | $4,156+192.8% |
| Participant deferral / active EE | $9,870 | $5,500+79.5% | $5,072+94.6% | $6,407+54.1% |
| Admin fee / account holder | $6,241 | $9,721-35.8% | $8,859-29.5% | $12,270-49.1% |