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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,073 | $54,380+58.3% | $68,509+25.6% | $59,633+44.3% |
| Participation rate | 92.3% | 70.2%+22.1pp | 74.7%+17.6pp | 68.7%+23.6pp |
| Annual return | -0.21% | 2.83%-3.0pp | 8.27%-8.5pp | 2041.45%-2041.7pp |
| Employer contribution / active EE | $590 | $1,539-61.6% | $2,278-74.1% | $2,203-73.2% |
| Participant deferral / active EE | $2,310 | $2,643-12.6% | $3,382-31.7% | $3,192-27.6% |
| Admin fee / account holder | $1,736 | $3,885-55.3% | $5,275-67.1% | $4,297-59.6% |