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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,692 | $58,828+45.7% | $78,002+9.9% | $62,881+36.3% |
| Participation rate | 80.0% | 71.1%+8.9pp | 75.5%+4.5pp | 69.3%+10.7pp |
| Annual return | 2.99% | 17.16%-14.2pp | 425.99%-423.0pp | 20.14%-17.1pp |
| Employer contribution / active EE | $513 | $1,672-69.3% | $2,470-79.2% | $2,281-77.5% |
| Participant deferral / active EE | $2,346 | $2,686-12.6% | $3,497-32.9% | $3,203-26.8% |
| Admin fee / account holder | $13,191 | $4,393+200.2% | $5,481+140.7% | $4,296+207.1% |