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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,019 | $97,550+68.1% | $120,344+36.3% | $87,485+87.5% |
| Participation rate | 93.5% | 72.8%+20.7pp | 76.7%+16.8pp | 68.9%+24.6pp |
| Annual return | 15.36% | 18.41%-3.1pp | 20.30%-4.9pp | 26.06%-10.7pp |
| Employer contribution / active EE | $469 | $2,291-79.5% | $3,020-84.5% | $2,596-81.9% |
| Participant deferral / active EE | $5,421 | $4,230+28.2% | $5,135+5.6% | $4,274+26.8% |
| Admin fee / account holder | $5,697 | $9,543-40.3% | $12,742-55.3% | $7,775-26.7% |