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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,019 | $95,453+71.8% | $112,040+46.4% | $82,448+98.9% |
| Participation rate | 93.5% | 72.8%+20.8pp | 76.5%+17.1pp | 68.1%+25.5pp |
| Annual return | 15.36% | 23.92%-8.6pp | 24.52%-9.2pp | 41.64%-26.3pp |
| Employer contribution / active EE | $469 | $2,318-79.8% | $2,954-84.1% | $2,551-81.6% |
| Participant deferral / active EE | $5,421 | $4,224+28.3% | $5,098+6.3% | $4,139+31.0% |
| Admin fee / account holder | $5,697 | $9,013-36.8% | $12,098-52.9% | $7,234-21.3% |