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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,617 | $110,039-41.3% | $97,260-33.6% | $145,884-55.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 7.55% | 244.44%-236.9pp | 75.54%-68.0pp | 551.85%-544.3pp |
| Employer contribution / active EE | $3,996 | $3,074+30.0% | $2,721+46.9% | $4,662-14.3% |
| Participant deferral / active EE | $1,499 | $4,674-67.9% | $4,262-64.8% | $6,690-77.6% |
| Admin fee / account holder | $11,550 | $6,204+86.2% | $5,640+104.8% | $13,392-13.8% |