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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,362 | $79,955+150.6% | $98,461+103.5% | $75,173+166.5% |
| Participation rate | 77.1% | 70.4%+6.8pp | 75.2%+2.0pp | 67.2%+9.9pp |
| Annual return | 13.84% | 19.75%-5.9pp | 21.17%-7.3pp | 160.72%-146.9pp |
| Employer contribution / active EE | $0 | $2,264-100.0% | $3,049-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $7,732 | $3,752+106.1% | $4,738+63.2% | $4,126+87.4% |
| Admin fee / account holder | $6,541 | $6,841-4.4% | $8,961-27.0% | $5,651+15.8% |