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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,630 | $73,009+132.3% | $90,760+86.9% | $68,486+147.7% |
| Participation rate | 81.8% | 70.8%+11.0pp | 75.7%+6.1pp | 67.9%+13.9pp |
| Annual return | -10.50% | -13.81%+3.3pp | -12.16%+1.7pp | -7.85%-2.6pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $2,922-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $8,197 | $3,626+126.1% | $4,565+79.6% | $4,028+103.5% |
| Admin fee / account holder | $580 | $5,896-90.2% | $8,444-93.1% | $5,404-89.3% |