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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,608 | $81,208+92.8% | $98,920+58.3% | $79,856+96.1% |
| Participation rate | 81.6% | 72.5%+9.1pp | 76.0%+5.5pp | 69.6%+11.9pp |
| Annual return | 8.24% | 60.99%-52.8pp | 196.47%-188.2pp | 31.71%-23.5pp |
| Employer contribution / active EE | $0 | $1,960-100.0% | $2,689-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $7,242 | $3,265+121.8% | $4,245+70.6% | $3,741+93.6% |
| Admin fee / account holder | $13,743 | $6,013+128.6% | $6,643+106.9% | $5,306+159.0% |