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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,553 | $87,132+145.1% | $105,624+102.2% | $80,959+163.8% |
| Participation rate | 79.4% | 70.4%+9.0pp | 75.3%+4.1pp | 67.7%+11.7pp |
| Annual return | 7.10% | 17.03%-9.9pp | 116.20%-109.1pp | 35.67%-28.6pp |
| Employer contribution / active EE | $0 | $2,397-100.0% | $3,168-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $7,628 | $3,985+91.4% | $5,013+52.2% | $4,300+77.4% |
| Admin fee / account holder | $15,556 | $8,449+84.1% | $10,961+41.9% | $6,925+124.6% |