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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,553 | $87,037+145.4% | $106,201+101.1% | $80,874+164.1% |
| Participation rate | 79.4% | 70.4%+9.0pp | 75.3%+4.1pp | 67.6%+11.8pp |
| Annual return | 7.10% | 17.05%-10.0pp | 116.26%-109.2pp | 35.62%-28.5pp |
| Employer contribution / active EE | $0 | $2,396-100.0% | $3,170-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $7,628 | $3,986+91.4% | $5,012+52.2% | $4,297+77.5% |
| Admin fee / account holder | $15,556 | $8,434+84.5% | $11,039+40.9% | $6,935+124.3% |