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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,782 | $94,436-75.9% | $115,599-80.3% | $82,637-72.4% |
| Participation rate | 97.3% | 70.4%+26.9pp | 74.3%+23.0pp | 68.1%+29.2pp |
| Annual return | 20.27% | 18.37%+1.9pp | 111.10%-90.8pp | 53.51%-33.2pp |
| Employer contribution / active EE | $1,735 | $2,324-25.3% | $2,955-41.3% | $2,552-32.0% |
| Participant deferral / active EE | $3,828 | $3,955-3.2% | $4,889-21.7% | $4,126-7.2% |
| Admin fee / account holder | $1,496 | $10,328-85.5% | $12,841-88.4% | $7,339-79.6% |