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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,773 | $79,955-77.8% | $98,461-81.9% | $75,173-76.4% |
| Participation rate | 96.8% | 70.4%+26.4pp | 75.2%+21.6pp | 67.2%+29.6pp |
| Annual return | 18.64% | 19.75%-1.1pp | 21.17%-2.5pp | 160.72%-142.1pp |
| Employer contribution / active EE | $1,688 | $2,264-25.4% | $3,049-44.6% | $2,671-36.8% |
| Participant deferral / active EE | $3,261 | $3,752-13.1% | $4,738-31.2% | $4,126-21.0% |
| Admin fee / account holder | $2,854 | $6,841-58.3% | $8,961-68.2% | $5,651-49.5% |