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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,921 | $92,684+169.7% | $82,706+202.2% | $134,509+85.8% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.6%+10.8pp | 81.2%+2.1pp |
| Annual return | -20.52% | 945.84%-966.4pp | 701.76%-722.3pp | 418.13%-438.7pp |
| Employer contribution / active EE | $4,381 | $3,272+33.9% | $3,007+45.7% | $4,741-7.6% |
| Participant deferral / active EE | $7,230 | $4,800+50.6% | $4,394+64.6% | $6,400+13.0% |
| Admin fee / account holder | $1,295 | $5,982-78.4% | $5,329-75.7% | $11,427-88.7% |