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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,973 | $103,000+107.7% | $90,300+137.0% | $152,885+40.0% |
| Participation rate | 86.7% | 75.9%+10.8pp | 73.3%+13.4pp | 82.5%+4.2pp |
| Annual return | 19.97% | 95.19%-75.2pp | 78.11%-58.1pp | 345.39%-325.4pp |
| Employer contribution / active EE | $4,276 | $3,138+36.2% | $2,854+49.8% | $4,763-10.2% |
| Participant deferral / active EE | $5,523 | $4,281+29.0% | $3,884+42.2% | $5,851-5.6% |
| Admin fee / account holder | $1,332 | $6,173-78.4% | $5,353-75.1% | $11,598-88.5% |