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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,554 | $78,428+1.4% | $95,960-17.1% | $79,852-0.4% |
| Participation rate | 81.7% | 73.5%+8.2pp | 77.1%+4.6pp | 69.6%+12.0pp |
| Annual return | 14.91% | 19.37%-4.5pp | 91.63%-76.7pp | 31.72%-16.8pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,360 | $3,440-2.3% | $4,167-19.4% | $3,740-10.2% |
| Admin fee / account holder | $699 | $5,622-87.6% | $6,797-89.7% | $5,306-86.8% |