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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,767 | $67,602+21.0% | $82,312-0.7% | $70,126+16.6% |
| Participation rate | 67.4% | 72.8%-5.3pp | 76.9%-9.5pp | 69.5%-2.1pp |
| Annual return | 15.40% | 21.57%-6.2pp | 25.88%-10.5pp | 73.15%-57.8pp |
| Employer contribution / active EE | $3,055 | $1,755+74.1% | $2,428+25.8% | $2,343+30.4% |
| Participant deferral / active EE | $3,355 | $2,987+12.3% | $3,706-9.5% | $3,332+0.7% |
| Admin fee / account holder | $725 | $4,512-83.9% | $5,608-87.1% | $4,645-84.4% |