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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,625 | $93,345+189.9% | $119,126+127.2% | $87,485+209.3% |
| Participation rate | 93.3% | 68.7%+24.6pp | 75.8%+17.6pp | 68.9%+24.4pp |
| Annual return | 15.27% | 19.08%-3.8pp | 282.11%-266.8pp | 26.06%-10.8pp |
| Employer contribution / active EE | $355 | $3,172-88.8% | $4,034-91.2% | $2,596-86.3% |
| Participant deferral / active EE | $14,711 | $4,099+258.9% | $5,318+176.6% | $4,274+244.2% |
| Admin fee / account holder | $43,745 | $8,039+444.2% | $10,693+309.1% | $7,775+462.7% |