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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $519,402 | $176,838+193.7% | $146,685+254.1% | $167,518+210.1% |
| Participation rate | 81.8% | 83.6%-1.8pp | 80.1%+1.7pp | 82.1%-0.3pp |
| Annual return | 14.26% | 24.04%-9.8pp | 22.75%-8.5pp | 478.71%-464.5pp |
| Employer contribution / active EE | $0 | $5,161-100.0% | $4,137-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $13,909 | $6,441+116.0% | $5,507+152.6% | $6,342+119.3% |
| Admin fee / account holder | $5,563 | $13,262-58.1% | $10,281-45.9% | $12,312-54.8% |