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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,431 | $142,392+240.9% | $119,622+305.8% | $134,532+260.8% |
| Participation rate | 80.0% | 82.8%-2.8pp | 79.3%+0.7pp | 81.2%-1.2pp |
| Annual return | -19.22% | -12.46%-6.8pp | -14.98%-4.2pp | 418.27%-437.5pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $15,722 | $6,467+143.1% | $5,601+180.7% | $6,401+145.6% |
| Admin fee / account holder | $12,016 | $13,593-11.6% | $10,328+16.3% | $11,429+5.1% |