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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,812 | $115,814+26.8% | $101,275+45.0% | $158,982-7.7% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.8%+9.9pp | 82.0%+3.7pp |
| Annual return | 28.96% | 56.16%-27.2pp | 46.48%-17.5pp | 302.99%-274.0pp |
| Employer contribution / active EE | $0 | $4,176-100.0% | $3,660-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $9,616 | $4,958+93.9% | $4,371+120.0% | $5,983+60.7% |
| Admin fee / account holder | $113,217 | $7,249+1461.9% | $5,948+1803.5% | $11,252+906.2% |