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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,928 | $107,341+79.7% | $92,897+107.7% | $152,870+26.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 10.22% | 145.59%-135.4pp | 109.42%-99.2pp | 345.34%-335.1pp |
| Employer contribution / active EE | $22,842 | $4,221+441.1% | $3,653+525.3% | $4,763+379.6% |
| Participant deferral / active EE | $9,820 | $4,847+102.6% | $4,238+131.7% | $5,850+67.8% |
| Admin fee / account holder | $3,846 | $7,080-45.7% | $5,794-33.6% | $11,597-66.8% |