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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,928 | $107,368+79.7% | $92,915+107.6% | $152,909+26.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 10.22% | 145.64%-135.4pp | 109.45%-99.2pp | 345.46%-335.2pp |
| Employer contribution / active EE | $22,842 | $4,222+441.0% | $3,653+525.2% | $4,764+379.5% |
| Participant deferral / active EE | $9,820 | $4,848+102.6% | $4,238+131.7% | $5,851+67.8% |
| Admin fee / account holder | $3,846 | $7,082-45.7% | $5,796-33.6% | $11,601-66.8% |