Retirement plan

DALEY AND GEORGES, LTD. PROFIT SHARING/401K PLAN AND TRUST

Name: DALEY AND GEORGES, LTD. C/O CARNOW AND ASSOCIATES, LTD. - DALEY AND GEORGES, LTD. PROFIT SHARING/401K PLAN AND TRUST (2016) Form 5500
Creator: DALEY AND GEORGES, LTD. C/O CARNOW AND ASSOCIATES, LTD.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DALEY AND GEORGES, LTD. PROFIT SHARING/401K PLAN AND TRUST, DALEY AND GEORGES, LTD. C/O CARNOW AND ASSOCIATES, LTD.

DALEY AND GEORGES, LTD. C/O CARNOW AND ASSOCIATES, LTD.EIN 36-3246372Plan #001PY 2016

778 FRONTAGE ROAD, SUITE 101 - NORTHFIELD, IL 60093847-501-4622daleygeorges.comLinkedIn1-10 employeeslaw practice

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$205K

No prior year

Total participants

No prior year

Average account balance

$22,805

No prior year

Annual return

8.68%

No prior year

Benchmarks

See 113,086 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort113,086 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.31M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$165K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

90.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$339K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.28%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5946

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$2K

$143 / participant

Other / not subdivided$2K100.0%

% of EOY assets

0.906%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,805

$135,956-83.2%

$123,894-81.6%

$273,972-91.7%

Participation rate

53.8%

84.1%-30.2pp

81.4%-27.6pp

83.0%-29.2pp

Annual return

8.68%

56.63%-48.0pp

47.52%-38.8pp

41.46%-32.8pp

Employer contribution / active EE

$1,846

$5,170-64.3%

$4,617-60.0%

$4,869-62.1%

Participant deferral / active EE

$3,529

$6,343-44.4%

$5,984-41.0%

$5,287-33.3%

Admin fee / account holder

$207

$9,817-97.9%

$8,357-97.5%

$10,133-98.0%

DALEY AND GEORGES, LTD. PROFIT SHARING/401K PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DALEY AND GEORGES, LTD. PROFIT SHARING/401K PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion