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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,068 | $87,834-69.2% | $133,975-79.8% | $62,881-57.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | 14.19% | 12.05%+2.1pp | 29.29%-15.1pp | 20.14%-6.0pp |
| Employer contribution / active EE | $3,916 | $3,482+12.5% | $5,211-24.8% | $2,281+71.7% |
| Participant deferral / active EE | $9,274 | $4,812+92.8% | $6,282+47.6% | $3,203+189.6% |
| Admin fee / account holder | $1,375 | $5,372-74.4% | $9,324-85.3% | $4,296-68.0% |