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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,499 | $82,032-83.5% | $123,106-89.0% | $59,633-77.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 86.8%+13.2pp | 68.7%+31.3pp |
| Annual return | 0.00% | 5.12%-5.1pp | 13.22%-13.2pp | 2041.40%-2041.4pp |
| Employer contribution / active EE | $3,538 | $3,297+7.3% | $5,151-31.3% | $2,203+60.6% |
| Participant deferral / active EE | $9,200 | $4,667+97.1% | $6,229+47.7% | $3,192+188.3% |
| Admin fee / account holder | $589 | $5,881-90.0% | $9,015-93.5% | $4,297-86.3% |