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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,008 | $107,353-38.5% | $92,903-29.0% | $152,885-56.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | -43.97% | 145.62%-189.6pp | 109.43%-153.4pp | 345.39%-389.4pp |
| Employer contribution / active EE | $12,000 | $4,222+184.2% | $3,653+228.5% | $4,763+151.9% |
| Participant deferral / active EE | $1,446 | $4,848-70.2% | $4,238-65.9% | $5,851-75.3% |
| Admin fee / account holder | $53,418 | $7,081+654.4% | $5,795+821.8% | $11,598+360.6% |