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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,571 | $106,008-18.3% | $92,240-6.1% | $147,586-41.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 9.59% | 50.05%-40.5pp | 176.29%-166.7pp | 578.59%-569.0pp |
| Employer contribution / active EE | $9,091 | $4,333+109.8% | $3,680+147.1% | $4,876+86.4% |
| Participant deferral / active EE | $1,236 | $4,478-72.4% | $3,897-68.3% | $5,439-77.3% |
| Admin fee / account holder | $11,473 | $6,333+81.2% | $5,194+120.9% | $10,886+5.4% |