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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,948 | $85,060+273.8% | $70,548+350.7% | $139,456+128.0% |
| Participation rate | 77.8% | 73.9%+3.9pp | 68.3%+9.4pp | 80.3%-2.5pp |
| Annual return | 21.61% | 30.38%-8.8pp | 32.78%-11.2pp | 373.45%-351.8pp |
| Employer contribution / active EE | $0 | $3,911-100.0% | $2,975-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $5,092 | $5,890-13.6% | $4,567+11.5% | $6,711-24.1% |
| Admin fee / account holder | $17,343 | $8,925+94.3% | $6,424+170.0% | $11,407+52.0% |