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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,704 | $102,638+101.4% | $81,991+152.1% | $158,966+30.0% |
| Participation rate | 90.5% | 75.5%+14.9pp | 69.3%+21.2pp | 82.0%+8.5pp |
| Annual return | 17.59% | 61.05%-43.5pp | 41.31%-23.7pp | 302.95%-285.4pp |
| Employer contribution / active EE | $178 | $3,241-94.5% | $2,498-92.9% | $4,762-96.3% |
| Participant deferral / active EE | $3,911 | $4,649-15.9% | $3,722+5.1% | $5,983-34.6% |
| Admin fee / account holder | $15,397 | $8,237+86.9% | $5,665+171.8% | $11,250+36.9% |