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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,640 | $54,380+42.8% | $68,509+13.3% | $59,633+30.2% |
| Participation rate | 47.5% | 70.2%-22.7pp | 74.7%-27.3pp | 68.7%-21.2pp |
| Annual return | 3.62% | 2.83%+0.8pp | 8.27%-4.7pp | 2041.45%-2037.8pp |
| Employer contribution / active EE | $655 | $1,539-57.5% | $2,278-71.3% | $2,203-70.3% |
| Participant deferral / active EE | $1,606 | $2,643-39.2% | $3,382-52.5% | $3,192-49.7% |
| Admin fee / account holder | $6 | $3,885-99.8% | $5,275-99.9% | $4,297-99.9% |