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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,937 | $76,371+64.9% | $93,621+34.5% | $72,975+72.6% |
| Participation rate | 71.4% | 71.8%-0.3pp | 75.8%-4.4pp | 69.5%+1.9pp |
| Annual return | 21.77% | 25.82%-4.0pp | 32.76%-11.0pp | 81.01%-59.2pp |
| Employer contribution / active EE | $2,799 | $2,276+23.0% | $2,719+3.0% | $2,440+14.7% |
| Participant deferral / active EE | $3,863 | $3,538+9.2% | $4,070-5.1% | $3,608+7.1% |
| Admin fee / account holder | $3,299 | $6,839-51.8% | $7,890-58.2% | $5,124-35.6% |