See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS6 years Filed as: SPECTRUM INVESTMENT Service code 27 · EIN 39-1828175 | Advisory (Plan) | $66,961 |
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $61,646 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,653 | $99,078-24.7% | $96,544-22.7% | $74,419+0.3% |
| Participation rate | 80.2% | 80.7%-0.5pp | 76.0%+4.2pp | 70.7%+9.4pp |
| Annual return | 13.61% | 22.48%-8.9pp | 25.84%-12.2pp | 34.38%-20.8pp |
| Employer contribution / active EE | $1,260 | $2,570-51.0% | $2,965-57.5% | $2,637-52.2% |
| Participant deferral / active EE | $5,176 | $4,933+4.9% | $4,851+6.7% | $4,528+14.3% |
| Admin fee / account holder | $342 | $225+52.2% | $8,252-95.9% | $348-1.7% |