See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $79,702 |
SPECTRUM INVESTMENT ADVISORS6 years Filed as: SPECTRUM INVESTMENT ADVI Service code 27 · EIN 39-1828175 | Advisory (Plan) | $65,151 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,751 | $72,254-4.8% | $86,677-20.7% | $64,808+6.1% |
| Participation rate | 81.6% | 80.4%+1.2pp | 76.6%+5.0pp | 71.5%+10.1pp |
| Annual return | -10.57% | 392.42%-403.0pp | 35.91%-46.5pp | 32.82%-43.4pp |
| Employer contribution / active EE | $1,220 | $2,393-49.0% | $2,836-57.0% | $2,506-51.3% |
| Participant deferral / active EE | $4,752 | $4,658+2.0% | $4,656+2.1% | $4,310+10.2% |
| Admin fee / account holder | $407 | $174+134.0% | $7,493-94.6% | $188+116.7% |