See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS3 years Filed as: SPECTRUM INVESTMENT Service code 27 · EIN 39-1828175 | Advisory (Plan) | $62,110 |
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $47,477 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,261 | $79,519-11.6% | $95,952-26.8% | $73,409-4.3% |
| Participation rate | 83.0% | 81.2%+1.8pp | 77.1%+5.9pp | 72.2%+10.8pp |
| Annual return | 10.73% | 19.20%-8.5pp | 91.61%-80.9pp | 59.29%-48.6pp |
| Employer contribution / active EE | $284 | $2,048-86.1% | $2,541-88.8% | $2,234-87.3% |
| Participant deferral / active EE | $3,825 | $4,138-7.6% | $4,167-8.2% | $3,805+0.5% |
| Admin fee / account holder | $308 | $184+67.1% | $6,795-95.5% | $158+95.1% |