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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,967 | $60,119+19.7% | $90,430-20.4% | $79,858-9.9% |
| Participation rate | 81.5% | 65.0%+16.6pp | 72.7%+8.9pp | 69.6%+11.9pp |
| Annual return | 5.21% | 71.94%-66.7pp | 1293.73%-1288.5pp | 31.72%-26.5pp |
| Employer contribution / active EE | $371 | $2,068-82.1% | $3,262-88.6% | $2,471-85.0% |
| Participant deferral / active EE | $3,278 | $2,938+11.6% | $3,963-17.3% | $3,740-12.4% |
| Admin fee / account holder | $3,991 | $3,976+0.4% | $5,613-28.9% | $5,306-24.8% |