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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,258 | $53,128+28.5% | $86,582-21.2% | $70,126-2.7% |
| Participation rate | 83.9% | 65.3%+18.6pp | 73.5%+10.3pp | 69.5%+14.3pp |
| Annual return | -8.43% | 27.66%-36.1pp | 965.08%-973.5pp | 73.15%-81.6pp |
| Employer contribution / active EE | $1,111 | $2,068-46.3% | $2,839-60.9% | $2,343-52.6% |
| Participant deferral / active EE | $3,462 | $2,695+28.5% | $3,609-4.1% | $3,332+3.9% |
| Admin fee / account holder | $7,230 | $3,584+101.7% | $4,904+47.4% | $4,645+55.6% |