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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,036 | $85,171+76.2% | $172,752-13.1% | $72,975+105.6% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 5.30% | 27.32%-22.0pp | 802.97%-797.7pp | 81.01%-75.7pp |
| Employer contribution / active EE | $5,029 | $3,324+51.3% | $5,144-2.2% | $2,440+106.1% |
| Participant deferral / active EE | $6,284 | $3,260+92.8% | $5,198+20.9% | $3,608+74.2% |
| Admin fee / account holder | $11,673 | $5,880+98.5% | $13,955-16.4% | $5,124+127.8% |