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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,698 | $181,896-28.7% | $156,551-17.2% | $273,972-52.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 24.77% | 30.74%-6.0pp | 32.23%-7.5pp | 41.46%-16.7pp |
| Employer contribution / active EE | $6,543 | $6,248+4.7% | $5,501+18.9% | $4,869+34.4% |
| Participant deferral / active EE | $8,434 | $5,550+52.0% | $4,871+73.1% | $5,287+59.5% |
| Admin fee / account holder | $1,269 | $15,560-91.8% | $13,028-90.3% | $10,133-87.5% |