Retirement plan

CULLIGAN DUPAGE SOFT WATER SERVICE, INC. EMPLOYEES' PENSION PLAN

Name: CULLIGAN DUPAGE SOFT WATER SERVICE, INC. - CULLIGAN DUPAGE SOFT WATER SERVICE, INC. EMPLOYEES' PENSION PLAN (2017) Form 5500
Creator: CULLIGAN DUPAGE SOFT WATER SERVICE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CULLIGAN DUPAGE SOFT WATER SERVICE, INC. EMPLOYEES' PENSION PLAN, CULLIGAN DUPAGE SOFT WATER SERVICE, INC.

CULLIGAN DUPAGE SOFT WATER SERVICE, INC.EIN 36-3139217Plan #003PY 2017

120 BRIDGE STREET - WHEATON, IL 601874845630-668-4100

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$1.4M

-18.8% from 2016

Total participants

0.0% from 2016

Average account balance

$156,479

-18.8% from 2016

Annual return

9.13%

+3.22 pp from 2016

Benchmarks

See 1,269 peers

Peer group

Industry22 - Utilities

Plan typeDefined contribution

Participants<25

Cohort1,269 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$773K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$86K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

112.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$41K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.11%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4378

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$526K

$75180 / participant

Other / not subdivided$526K100.0%

% of EOY assets

37.368%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$156,479

$96,965+61.4%

$97,995+59.7%

$147,586+6.0%

Participation rate

85.7%

83.6%+2.1pp

82.4%+3.3pp

82.8%+2.9pp

Annual return

9.13%

24.11%-15.0pp

23.94%-14.8pp

578.59%-569.5pp

Employer contribution / active EE

$1,708

$4,536-62.4%

$4,158-58.9%

$4,876-65.0%

Participant deferral / active EE

$2,300

$5,081-54.7%

$5,097-54.9%

$5,439-57.7%

Admin fee / account holder

$58,474

$8,120+620.1%

$5,943+883.8%

$10,886+437.2%

CULLIGAN DUPAGE SOFT WATER SERVICE, INC. EMPLOYEES' PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CULLIGAN DUPAGE SOFT WATER SERVICE, INC. EMPLOYEES' PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion