Retirement plan

CULLIGAN DUPAGE SOFT WATER SERVICE, INC. EMPLOYEES' PENSION PLAN

Name: CULLIGAN DUPAGE SOFT WATER SERVICE, INC. - CULLIGAN DUPAGE SOFT WATER SERVICE, INC. EMPLOYEES' PENSION PLAN (2018) Form 5500
Creator: CULLIGAN DUPAGE SOFT WATER SERVICE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CULLIGAN DUPAGE SOFT WATER SERVICE, INC. EMPLOYEES' PENSION PLAN, CULLIGAN DUPAGE SOFT WATER SERVICE, INC.

CULLIGAN DUPAGE SOFT WATER SERVICE, INC.EIN 36-3139217Plan #003PY 2018

120 BRIDGE STREET - WHEATON, IL 601874845630-668-4100

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.3M

-5.3% from 2017

Total participants

+10.0% from 2017

Average account balance

$121,262

-22.5% from 2017

Annual return

-7.38%

-16.52 pp from 2017

Benchmarks

See 1,324 peers

Peer group

Industry22 - Utilities

Plan typeDefined contribution

Participants<25

Cohort1,324 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$773K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$86K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

112.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$41K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.11%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4378

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$17K

$1937 / participant

Other / not subdivided$17K100.0%

% of EOY assets

1.307%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$121,262

$90,590+33.9%

$90,782+33.6%

$135,380-10.4%

Participation rate

100.0%

83.7%+16.3pp

82.7%+17.3pp

82.6%+17.4pp

Annual return

-7.38%

-3.40%-4.0pp

-3.42%-4.0pp

519.81%-527.2pp

Employer contribution / active EE

$1,583

$4,352-63.6%

$4,105-61.4%

$4,779-66.9%

Participant deferral / active EE

$2,177

$5,407-59.7%

$5,366-59.4%

$5,609-61.2%

Admin fee / account holder

$1,585

$7,683-79.4%

$5,908-73.2%

$10,828-85.4%

CULLIGAN DUPAGE SOFT WATER SERVICE, INC. EMPLOYEES' PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CULLIGAN DUPAGE SOFT WATER SERVICE, INC. EMPLOYEES' PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion