Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,986 | $51,736+15.9% | $120,225-50.1% | $67,986-11.8% |
| Participation rate | 30.9% | 46.1%-15.2pp | 69.6%-38.7pp | 57.2%-26.4pp |
| Annual return | 12.86% | 31.98%-19.1pp | 439.23%-426.4pp | 31.67%-18.8pp |
| Employer contribution / active EE | $185 | $1,071-82.7% | $3,475-94.7% | $2,019-90.8% |
| Participant deferral / active EE | $1,501 | $2,206-31.9% | $3,999-62.5% | $3,358-55.3% |
| Admin fee / account holder | $1,698 | $4,159-59.2% | $5,696-70.2% | $3,203-47.0% |