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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,706 | $165,399+47.9% | $149,745+63.4% | $158,982+53.9% |
| Participation rate | 93.3% | 84.6%+8.8pp | 82.5%+10.9pp | 82.0%+11.4pp |
| Annual return | 16.58% | 348.34%-331.8pp | 276.72%-260.1pp | 302.99%-286.4pp |
| Employer contribution / active EE | $5,000 | $5,105-2.1% | $4,646+7.6% | $4,763+5.0% |
| Participant deferral / active EE | $13,213 | $7,183+84.0% | $6,843+93.1% | $5,983+120.8% |
| Admin fee / account holder | $39,626 | $10,811+266.5% | $9,312+325.6% | $11,252+252.2% |