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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,251 | $138,076+44.3% | $123,553+61.3% | $135,380+47.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.16% | 153.70%-160.9pp | 119.21%-126.4pp | 519.81%-527.0pp |
| Employer contribution / active EE | $5,769 | $5,152+12.0% | $4,628+24.7% | $4,779+20.7% |
| Participant deferral / active EE | $13,530 | $6,800+99.0% | $6,426+110.6% | $5,609+141.2% |
| Admin fee / account holder | $2,978 | $10,917-72.7% | $9,284-67.9% | $10,828-72.5% |