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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,719 | $157,304+46.0% | $141,197+62.7% | $152,909+50.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.85% | 64.34%-47.5pp | 71.41%-54.6pp | 345.46%-328.6pp |
| Employer contribution / active EE | $5,357 | $5,263+1.8% | $4,736+13.1% | $4,764+12.5% |
| Participant deferral / active EE | $13,785 | $7,111+93.9% | $6,710+105.4% | $5,851+135.6% |
| Admin fee / account holder | $6,135 | $12,126-49.4% | $10,265-40.2% | $11,601-47.1% |