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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $511,560 | $123,155+315.4% | $108,753+370.4% | $155,188+229.6% |
| Participation rate | 81.0% | 75.6%+5.3pp | 71.1%+9.9pp | 80.8%+0.1pp |
| Annual return | 8.25% | 44.73%-36.5pp | 37.47%-29.2pp | 148.84%-140.6pp |
| Employer contribution / active EE | $2,853 | $2,811+1.5% | $2,427+17.6% | $4,248-32.8% |
| Participant deferral / active EE | $6,083 | $4,623+31.6% | $4,115+47.8% | $6,531-6.9% |
| Admin fee / account holder | $12,826 | $12,126+5.8% | $10,320+24.3% | $14,480-11.4% |