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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,438 | $95,917+335.2% | $79,583+424.5% | $134,545+210.3% |
| Participation rate | 72.2% | 75.0%-2.8pp | 69.5%+2.7pp | 81.2%-9.0pp |
| Annual return | -8.93% | -2.70%-6.2pp | 0.16%-9.1pp | 418.37%-427.3pp |
| Employer contribution / active EE | $2,527 | $3,129-19.2% | $2,414+4.7% | $4,742-46.7% |
| Participant deferral / active EE | $4,305 | $4,694-8.3% | $3,986+8.0% | $6,401-32.7% |
| Admin fee / account holder | $6,842 | $9,132-25.1% | $6,835+0.1% | $11,431-40.1% |