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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,484 | $118,875+263.8% | $96,572+347.8% | $167,553+158.1% |
| Participation rate | 78.9% | 75.5%+3.5pp | 69.8%+9.1pp | 82.1%-3.2pp |
| Annual return | 12.63% | 50.50%-37.9pp | 37.79%-25.2pp | 478.89%-466.3pp |
| Employer contribution / active EE | $2,790 | $3,121-10.6% | $2,357+18.4% | $4,840-42.3% |
| Participant deferral / active EE | $4,961 | $4,617+7.5% | $3,850+28.9% | $6,343-21.8% |
| Admin fee / account holder | $2,921 | $8,070-63.8% | $6,183-52.8% | $12,316-76.3% |