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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $511,560 | $156,616+226.6% | $133,346+283.6% | $198,609+157.6% |
| Participation rate | 81.0% | 77.7%+3.2pp | 72.8%+8.1pp | 82.4%-1.4pp |
| Annual return | 8.25% | 44.25%-36.0pp | 36.85%-28.6pp | 202.70%-194.4pp |
| Employer contribution / active EE | $2,853 | $3,368-15.3% | $2,8530% | $5,055-43.6% |
| Participant deferral / active EE | $6,083 | $4,920+23.6% | $4,332+40.4% | $6,977-12.8% |
| Admin fee / account holder | $12,826 | $17,468-26.6% | $14,264-10.1% | $19,030-32.6% |