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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,167 | $75,959+267.5% | $154,114+81.1% | $64,181+335.0% |
| Participation rate | 97.5% | 70.4%+27.1pp | 83.0%+14.5pp | 69.6%+27.9pp |
| Annual return | -7.30% | 30.32%-37.6pp | 735.16%-742.5pp | 7.63%-14.9pp |
| Employer contribution / active EE | $6,556 | $3,350+95.7% | $5,298+23.7% | $2,381+175.4% |
| Participant deferral / active EE | $13,425 | $3,175+322.9% | $5,081+164.2% | $3,470+286.9% |
| Admin fee / account holder | $20,027 | $5,589+258.4% | $13,411+49.3% | $4,887+309.8% |