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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,481 | $84,236+285.2% | $170,435+90.4% | $70,126+362.7% |
| Participation rate | 97.6% | 70.8%+26.8pp | 83.6%+14.0pp | 69.5%+28.1pp |
| Annual return | 20.65% | 23.06%-2.4pp | 205.94%-185.3pp | 73.15%-52.5pp |
| Employer contribution / active EE | $5,971 | $3,387+76.3% | $5,432+9.9% | $2,343+154.9% |
| Participant deferral / active EE | $11,909 | $3,086+285.9% | $4,939+141.1% | $3,332+257.4% |
| Admin fee / account holder | $13,711 | $5,698+140.6% | $13,881-1.2% | $4,645+195.1% |