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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,151 | $93,617+188.6% | $135,982+98.7% | $75,177+259.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.34% | 30.89%-16.6pp | 68.32%-54.0pp | 160.75%-146.4pp |
| Employer contribution / active EE | $12,890 | $3,538+264.3% | $4,859+165.3% | $2,671+382.6% |
| Participant deferral / active EE | $10,403 | $6,406+62.4% | $7,760+34.1% | $4,126+152.1% |
| Admin fee / account holder | $68,667 | $6,980+883.8% | $10,767+537.7% | $5,651+1115.1% |