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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,472 | $98,776+210.3% | $149,745+104.7% | $79,856+283.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.98% | 27.38%-15.4pp | 276.72%-264.7pp | 31.71%-19.7pp |
| Employer contribution / active EE | $7,853 | $3,217+144.1% | $4,646+69.0% | $2,471+217.8% |
| Participant deferral / active EE | $9,649 | $5,681+69.8% | $6,843+41.0% | $3,741+157.9% |
| Admin fee / account holder | $23,992 | $6,053+296.4% | $9,312+157.7% | $5,306+352.1% |